unBank. Be Ffrees.

A new breed of current account with no credit checks or hidden charges
Watch the Video
Free to join, quick to apply
Visa debit card
No credit checks or overdrafts
No sneaky charges
Accessible anywhere
Clever tools to manage your cash
  • unBank
    Be Ffrees

    Why you should join the UnBanking Revolution.

  • understand

    Jam Jars let you put your money to one side, still in your account but not in danger of being spent by accident. Instead of trying to control how people bank, we’ve created a current account that helps you to help yourself.

  • unhidden

    A current account cannot be free. It can pretend to be free, or it can rely on selling you debt and charging penalties. Or someone else can pay. But there’s always a cost. At Ffrees we make the costs clear, for anyone to see. It’s UNbanking.

  • unrestricted

    The Ffrees Current Account is as innovative and user-friendly as possible. A Visa debit card, simple payment options, accessible statements and our clear dashboard. It’s all there. You just don’t need a bank for this stuff.

  • uncover

    Use your Ffrees debit card for cashback from household name retailers and there are even more online partners in the Ffrees Marketplace. All cashback is added automatically to a separate Jam Jar in your account. Another way Ffrees helps you save.

  • unlimited

    If you can’t find what you’re after in our FAQ section, send us a secure email message, pick up the phone, or post on our social media pages. Our team is here to help; however you choose to contact us.


Our model is 100% transparent. Ffrees people pay for what they use as they use it. Unlike our competitors, who try to catch people out when they make mistakes and whack them with penalty charges. It’s an UNbanking approach that means people aren’t driven into debt. So you can choose how you pay to suit how you use your account.

Choose your Price Point

5 month

Transaction Fees

Bank Transfer
Overseas Debit Card
UK Debit Card
Monthly fee - No standard monthly fee, however a £2 Dormancy Charge will apply if your account has not been used for two consecutive months.

UK Debit card transactions - this charge is for any UK transaction where you pay for something using your Ffrees Card, regardless of how it takes place (e.g. online, over the phone or in-store). The charge doesn't apply for ATM withdrawals or other account-related transactions. Please refer to the pricing above for information on non-UK transactions.

Choose Your Freebie

“ I’d rate 10/10, it’s clear and makes budgeting easy, I know where stuff is and how much money I have left to spend. ” (Ashley) “ Fantastic customer service, quick and efficient banking, simple and easy-to-use website. ” (Aaron) “ With Ffrees there are no ifs and buts, it’s just black and white, you know where you are and how much it costs. ” (Stephen)

Are you ready to unbank?

Join Now