unBank. Be Ffrees.
A CURRENT ACCOUNT THAT HELPS YOU SAVE UP AND GIVES FFREEDOM FROM THE BANKS
#Unbank BE FFREES
Free to join, quick to apply
Visa debit card
No credit checks or overdrafts
No sneaky charges
Clever tools to manage your cash
Ffrees in Five
- A current account that helps you save
- Tools to help you manage your money
- Fair pricing and choice of how you pay
- Everyone can have an account
- We treat all people equally well
The people's unbank
Jam Jars let you put your money to one side, still in your account but not in danger of being spent by accident. Instead of trying to control how people bank, we’ve created a current account that helps you to help yourself.
A current account cannot be free. It can pretend to be free, or it can rely on selling you debt and charging penalties. Or someone else can pay. But there’s always a cost. At Ffrees we make the costs clear, for anyone to see. It’s UNbanking.
"Free" Vs Ffrees
"Free" Current Accounts:
Hard to budget & compare
Ffrees Current Account:
You know what you're paying & can choose how to pay
Ffrees 10 Santander Everyday Account Halifax Reward Account Lloyds Classic Account Unplanned Overdraft Daily Fee 0 4 days 10 days 10 days Unpaid Item While in an Unplanned Overdraft 0 1 Unpaid 0 6 Unpaid Charges £10 1 £34 £50 £86 2
Notes: Assumes £25 or more unplanned overdraft. All prices are based on UK transactions
Correct as of 16/12/2015
1 Fair usage policy applies 2 Cap of 8 unpaid transaction fees plus £6 monthly usage fee.
The Ffrees Current Account is as innovative and user-friendly as possible. A Visa debit card, simple payment options, accessible statements and our clear dashboard. It’s all there. You just don’t need a bank for this stuff.
Use your Ffrees debit card for cashback from household name retailers and there are even more online partners in the Ffrees Marketplace. All cashback is added automatically to a separate Jam Jar in your account. Another way Ffrees helps you save.
If you can’t find what you’re after in our FAQ section, send us a secure email message, pick up the phone, or post on our social media pages. Our team is here to help; however you choose to contact us.
Our model is 100% transparent. Ffrees people pay for what they use as they use it. Unlike our competitors, who try to catch people out when they make mistakes and whack them with penalty charges. It’s an UNbanking approach that means people aren’t driven into debt. So you can choose how you pay to suit how you use your account.
UK Debit Card Transactions - this charge is for any UK transaction where you pay for something using your Ffrees Card, regardless of how it takes place (e.g. online, over the phone or in-store). The charge doesn't apply for ATM withdrawals or other account-related transactions. Please refer to the pricing above for information on non-UK transactions.